business and finance

Tips for First-Time Home Buyers

Feb 16, 2018

Recent trends seem to be indicating a pick-up in first-time home-buying.  For example, some local apartment managers I have talked to say that they are seeing a significant increase in people breaking their leases to buy a house.  Our next guest says that if you are a first-time home-buyer, there are some things you should know.

Mike Switzer interviews Travis Torcoletti, a mortgage loan officer with Regions Mortgage in Columbia, SC.

While our next guest’s institution has a reputation for churning out military officers and business managers, their focus has changed significantly over the past few years to meet the workforce demands for engineers.

Mike Switzer interviews Ron Welch, dean of engineering at the Citadel in Charleston, SC.

2017 was the costliest year for extreme weather and climate disasters in American history.  Which means there was a lot of money spent on home repairs, probably the highest amount going to roofs.  To our next guest, who had experience in this area serving as insurance commissioner for the states of South Carolina and Texas and running insurance companies in Louisiana and South Carolina, this presented a business opportunity.

Mike Switzer interviews Eleanor Kitzman, co-founder of MyStrongHome in Columbia, SC.

John Warner
Concepts to Companies

A weekly update of the entrepreneurial activity in South Carolina.

Mike Switzer interviews John Warner is co-founder of Concepts to Companies and founder and CEO of Swampfox, an entrepreneur-centric social media company, based in Greenville, S.C.

Thousands of movie lovers and film-makers from around the world will soon be hitting the shores of one of our state’s historic coastal towns for an annual event that the Southeast Tourism Society recently rated as one of their top picks.

Mike Switzer interviews Ron Tucker, executive director of the Twelfth Annual Beaufort International Film Festival, which begins February 21st.

Most business owners and managers would agree that employee engagement is not only a good thing but a necessary thing toward achieving success.  Our next guest says that sometimes that can be a difficult chore, which is why his company has developed a way to use digital signage in the workplace as a possible solution.

Mike Switzer interviews Joshua Gale, director of creative services at The Office People in Charleston, SC.

If there’s one thing our state has an abundance of, it’s small rural towns and cities.  Probably the biggest challenge these communities face is: increasing, and in a lot of case, creating economic vitality.  Our next guest’s locale believes they have found a winning formula.

Mike Switzer interviews Seth Kines, director of VisitLakeCitySC at the Greater Lake City Community Development Office in Lake City, SC.

There are a lot of mixed opinions out there about the new tax law.  Some think the new law is great and will create jobs, some say it’s a huge give away to corporations.  What do financial planners think?

Mike Switzer interviews Wes Johnson, a certified financial planner with ACT Advisors in Charleston, SC.

John Warner
Concepts to Companies

A weekly update of the entrepreneurial activity in South Carolina.

Mike Switzer interviews John Warner is co-founder of Concepts to Companies and founder and CEO of Swampfox, an entrepreneur-centric social media company, based in Greenville, S.C.

According to most economists, the current low unemployment rate is reflective of what they refer to as “full employment”.  Can that rate go lower?  And what about the worker shortage we keep hearing about?  Will that drive up wages and as a result, also finally bring back a worrisome inflation rate?

Mike Switzer interviews Frank Hefner, director of the Office of Economic Analysis at the College of Charleston.

Gerald Seals
Mike Switzer/SC Public Radio

Most companies will tell you that their brand, and what it stands for, is their business.  Sometimes, a brand can get stale and need rebranding.  This can apply to cities and counties, too, as you will soon hear from our next guest.

Mike Switzer interviews Gerald Seals, administrator for Richland County, SC.

Howard and Teri Gore
Mike Switzer/SC Public Radio

Most managers will tell you how important it is to train and inspire their employees.  And those managers are usually with really big companies.  It’s not too often we hear about a small business that goes out of their way to do this.  Which is why we thought you might want to hear from our next guests who believe bringing professional learning opportunities to their staff is one of the reasons for their success.

Mike Switzer interviews Howard and Terri Gore, owners of Gore Salon in Irmo, SC.

Even in the 21st century, we continue to be made aware of the many challenges faced by women.  And our next guest says that he sees that in their financial lives as well.

Mike Switzer interviews Bryan Ballentine, a certified financial planner in Greenville, SC.

Grady Johnson
scbiznews.com

An update of the news, events and issues that are trending right now across South Carolina's business community.

Businesses, like individuals, face a myriad of risks.  Which is why businesses, like individuals, purchase insurance.  As 2018 unfolds, our next guest says that there are some significant challenges facing the business insurance industry that the business community needs to be aware of.

Mike Switzer interviews Tommy Suggs, president and CEO of Keenan Suggs/HUB Carolinas in Columbia, SC.

John Warner
Concepts to Companies

A weekly update of the entrepreneurial activity in South Carolina.

Mike Switzer interviews John Warner is co-founder of Concepts to Companies and founder and CEO of Swampfox, an entrepreneur-centric social media company, based in Greenville, S.C.

Everyone knows what an entrepreneur is, but have you ever heard of an “intrapreneur?”  According to our next guest, intrapreneurs can play a critical role in the success of medium to large companies, yet many companies are unaware that these valuable resources are actually some of their current employees.

Mike Switzer interviews Gray Somerville, co-founder & CEO of LaunchPath Innovation in Charleston, SC.

When our next guest decided to open a fine dining restaurant in downtown Greenville 21 years ago, many thought he had lost his mind.  At that time, the city was still in the planning stages of its downtown transformation and jumping on board that endeavor was certainly a risk.  But as you can guess, it paid off.  His company now owns 8 restaurants, a private catering space, a food truck and employs more than 550 people.

Mike Switzer interviews Carl Sobosinski, founder and owner of Table 301 Restaurant Group in Greenville, SC.

John Warner
Concepts to Companies

A weekly update of the entrepreneurial activity in South Carolina.

Mike Switzer interviews John Warner is co-founder of Concepts to Companies and founder and CEO of Swampfox, an entrepreneur-centric social media company, based in Greenville, S.C.

The significant presence of Germany-based industry in our state was an important factor in our next guest’s institution deciding to launch an annual conference last year to address issues facing the German-American business community.  Last year’s topic focused on workforce needs, this year it’s innovation in manufacturing.

With the attack on globalism occuring in Washington, you might think that cross-border corporate mergers would be slowing down.  But our next guest says she continues to stay very busy and, in fact, financial analysts are saying the new tax law may increase her work load significantly.

Mike Switzer interviews Melinda Davis Lux,  a mergers and acquisitions attorney for the Womble Bond Dickinson law firm in Greenville, SC.

With the new tax law canceling the requirement for individuals to purchase health insurance, it seems the most obvious affected party in the whole healthcare equation would be healthcare providers.  After all, isn’t that the first thing the hospital or doctor’s office asks you for: your insurance card?

Mike Switzer interviews Christian Soura, vice president of policy and finance at the South Carolina Hospital Association.

Our next guest says that he often senses anxiety coming from the person entering his office.  This might not be surprising if our guest were a surgeon, or a dentist.

Mike Switzer interviews Noel Swain, a certified financial planner with Provest Wealth Advisors in Spartanburg, SC. 

Tammy Mainwarring
Mike Switzer/SC Public Radio

After a recent study commissioned by our next guest’s organization uncovered some serious skills gaps in our state’s information technology workforce, they decided to help employers address them with a series of upcoming workshops.

Mike Switzer interviews Tammy Mainwaring, president of IT-ology in Columbia, SC.

As you are probably starting to find out, the new tax law is affecting a lot of things.  Possibly, even affordable housing.  In fiscal year 2017, South Carolina’s Housing Tax Credit program allocated over $12 million across 20 new housing developments.  But while the tax credits are still there, our next guest says that the new lower corporate tax rate may make them less attractive.

In today’s multi-lingual world of commerce, many businesses are committing to translating their website and documents into the home languages of their customers and prospects.  But our next guest says that there is a lot more to translating than most companies realize.

Mike Switzer interviews Yuri Ivanov, CEO and owner of Ivannovation in Taylors, SC.

Joy Watkins
Mike Switzer/SC Public Radio

As our population continues to age, more and more people are entering the Social Security system.  But our next guest says that the big question for most people is: when is the best time to actually do so?  At age 62, 65, or later?

Mike Switzer interviews Joy Watkins, a certified financial planner with Anchor Investment Management in Columbia, SC.

John Warner
Concepts to Companies

A weekly update of the entrepreneurial activity in South Carolina.

Mike Switzer interviews John Warner is co-founder of Concepts to Companies and founder and CEO of Swampfox, an entrepreneur-centric social media company, based in Greenville, S.C.

After a recent merger, our next guest now runs the third largest Coldwell Banker real estate office in the nation.  Who better to talk to, to get the pulse of the home-buying business as a new year gets underway?

Mike Switzer interviews Don Smith, CEO of Coldwell Banker Chicora Advantage in Myrtle Beach, SC.

The South is not known for being a haven for public transportation users.  But our next guest’s Lowcountry bus service is succeeding with their customers by staying on the cutting edge of transit technology.

Mike Switzer interviews Mike Seekings, chair of the Charleston Area Regional Transportation Authority known as CARTA.

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